Imagine this; you win the lottery and receive money you thought you’d never make in a lifetime. The first thing you do is proceed to the biggest shopping mall outlet and purchase things you never thought you’d be able to afford. Designer bags, shoes, wallets, clothing, make up, and maybe even the car you’ve always dreamt of owning. Wouldn’t that be a dream? To the working class, this is a dream that is definitely hard to achieve. We are all stuck in paying our debt such as student loans, among other things, that we feel hopeless about purchasing material items we want. Managing our spending is what we learn to survive this life, and it’s not as easy as we thought.
As kids, we were taught to dream big, to get an education so that we’ll be able to afford anything we want. We were all taught to yearn for success, but that isn’t always the case. Once you get older, you start to realize that working a 9 to 5 job won’t get what you want. If anything, you might even struggle to pay the bills. All dreams were crushed as we grew older. If you are an adult who can relate to this, this realization made you who you are today. One who budgets their money in order to survive. Saving enough to buy small things you may want, but is always looking through the window when passing a luxurious store.
Rich people do not get rich overnight. Like anyone, they started from the bottom. They did not only work hard, but they also worked smart. They invested in expensive items they thought would be beneficial to their success. Who says they weren’t watching what they were spending? Rich people track what they spend, and they aren’t snobs at getting the best deals too. If anything, they enjoy discounts and other ways for them to save their money.
Recently, online shopping has been a more easy and efficient way to shop during these trying times. What better way to go shopping than to save cash from discounts or sales? This year, cashback has been a popular thing that many companies have started to do. What is cashback, exactly? It is actually a very common method used in credit card usage. It is a term used for customers who spend using their credit or debit card during online shopping. With cashback, you earn money as you spend. Cashback is an effective way for customers to earn back from their purchases. If you are a newbie, here is an effective way to max out your cashback usage:
Shop through a third party site such as RebatesMe. This site features many stores that pay you back as you purchase. Not only that, they can also give you discounts that can help you save more money. Let’s say you want to purchase a few items from Target. All you need to do is go on RebatesMe, look through the Target page, purchase an item, and instantly receive a notification that you are approved from a 13% Target cashback. How great is that? You see, purchasing items isn’t as hard as you think it is. You just have to be smart about it.
— to fingerlakes1.com